{
    "id": 1403,
    "date": "2023-08-12T13:58:20",
    "date_gmt": "2023-08-12T13:58:20",
    "guid": {
        "rendered": "https:\/\/theme-dev.cmsmasters.net\/magazine-sport\/michael-kors-unveils-fall-2023-ad-campaign-with-bella-hadid\/"
    },
    "modified": "2024-07-26T10:28:38",
    "modified_gmt": "2024-07-26T10:28:38",
    "slug": "michael-kors-unveils-fall-2023-ad-campaign-with-bella-hadid",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/new.bizz.io\/en\/2023\/08\/12\/michael-kors-unveils-fall-2023-ad-campaign-with-bella-hadid\/",
    "title": {
        "rendered": "Razumevanje financ in njihov vpliv na osebno in dru\u017ebeno blagostanje"
    },
    "content": {
        "rendered": "<div data-elementor-type=\"wp-post\" data-elementor-id=\"1403\" class=\"elementor elementor-1403\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3a7846 e-flex e-con-boxed cmsmasters-block-default e-con e-parent\" data-id=\"c3a7846\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7026df7 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-text-editor\" data-id=\"7026df7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 25-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">Finance igrajo klju\u010dno vlogo pri oblikovanju gospodarskega in osebnega blagostanja v sodobni dru\u017ebi. So orodja in metode za pridobivanje, upravljanje in razporejanje finan\u010dnih sredstev, razdeljene pa so na tri osnovna podro\u010dja: osebne, poslovne in javne finance. Med temi podro\u010dji obstaja nelo\u010dljiva povezava, saj na primer vi\u0161ina osebnih financ posameznika lahko neposredno vpliva na njegovo delovno okolje in obratno.<\/span><\/p><p><span style=\"font-weight: 400;\">Osebne finance obravnavajo upravljanje posameznikovega kapitala, vklju\u010dno z var\u010devanjem, investiranjem in dolgoro\u010dnim finan\u010dnim na\u010drtovanjem. Poslovne finance se osredoto\u010dajo na upravljanje sredstev in obveznosti podjetij, kar vpliva na njihovo sposobnost \u0161iritve in inovacij. Javne finance pa zajemajo vladne prora\u010dune, obdav\u010denje in dr\u017eavne izdatke, ki imajo klju\u010dno vlogo pri dolo\u010danju gospodarske politike in zagotavljanju javnih storitev.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4014236 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"4014236\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 25-07-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Denar, kot osnova finan\u010dnega sistema,<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9896055 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-text-editor\" data-id=\"9896055\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Denar, kot osnova finan\u010dnega sistema, ima ve\u010d funkcij, med katerimi so najpomembnej\u0161e merjenje vrednosti, sredstvo menjave in ohranjevalec vrednosti. Finan\u010dni trgi, ki sestavljajo trg denarja za kratkoro\u010dne instrumente in trg kapitala za dolgoro\u010dne nalo\u017ebe, so klju\u010dni za zagotavljanje likvidnosti in spodbujanje gospodarske rasti. Finan\u010dne ustanove, kot so banke in investicijski skladi, pa slu\u017eijo kot posredniki med var\u010devalci in investitorji, kar omogo\u010da u\u010dinkovito uporabo kapitala v gospodarstvu.<\/span><\/p><p><span style=\"font-weight: 400;\">Pomembno je izpostaviti, da finan\u010dna pismenost igra klju\u010dno vlogo pri omogo\u010danju posameznikom in dru\u017ebam, da u\u010dinkovito upravljajo s svojimi finan\u010dnimi viri. Razumevanje osnov finan\u010dnega na\u010drtovanja, tveganja in donosa, ter sposobnost kriti\u010dnega vrednotenja investicijskih mo\u017enosti so bistvene ve\u0161\u010dine v nestabilnem gospodarskem okolju. Brez ustrezne finan\u010dne pismenosti so posamezniki in podjetja bolj izpostavljeni finan\u010dnim tveganjem, kar lahko vodi do nezadostne pripravljenosti na gospodarske pretrese ali celo do finan\u010dne nestabilnosti. V kontekstu javnih financ pa pove\u010dana finan\u010dna pismenost prispeva k ve\u010dji ozave\u0161\u010denosti dr\u017eavljanov o pomenu in u\u010dinkih vladnih politik, kar lahko vodi do bolj informirane in aktivne javne razprave o fiskalnih odlo\u010ditvah. Tako je izbolj\u0161anje finan\u010dne pismenosti klju\u010dno ne le za posameznikov finan\u010dni uspeh, temve\u010d tudi za spodbujanje gospodarske stabilnosti in rasti na makroekonomski ravni. Izobra\u017eevanje in osve\u0161\u010danje o finan\u010dnih temah bi moralo biti prednostna naloga tako za posameznike kot za politi\u010dne odlo\u010devalce, saj je to temelj za gradnjo bolj odporne in uspe\u0161ne dru\u017ebe.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a7bb05 elementor-widget-mobile__width-inherit elementor-aspect-ratio-169 cmsmasters-ver-position-on-scroll-bottom cmsmasters-hor-position-on-scroll-right cmsmasters-animation-on-scroll-up cmsmasters-show-button-yes cmsmasters-close-but-view-stacked cmsmasters-close-but-shape-square cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-video\" data-id=\"6a7bb05\" data-element_type=\"widget\" data-settings=\"{&quot;cover_image&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/new.bizz.io\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/open-post-3-1.webp&quot;,&quot;id&quot;:34296,&quot;size&quot;:&quot;&quot;},&quot;lightbox&quot;:&quot;yes&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;,&quot;fs&quot;:&quot;yes&quot;,&quot;aspect_ratio&quot;:&quot;169&quot;,&quot;lightbox_content_position&quot;:&quot;middle&quot;}\" data-widget_type=\"cmsmasters-video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! cmsmasters-elementor-addon - v1.13.1 - 18-07-2024 *\/\n.elementor-widget-cmsmasters-video{width:100%}.elementor-widget-cmsmasters-video__container{width:100%;height:auto;min-height:1px;margin:0;padding:0}.elementor-widget-cmsmasters-video__container .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-cmsmasters-video__container.minimize .elementor-video-iframe{width:100%!important}.elementor-widget-cmsmasters-video__wrap{height:auto;position:relative}.elementor-widget-cmsmasters-video__inner{width:100%;height:100%;position:absolute;left:0;top:0}.cmsmasters-ver-position-on-scroll-top .minimize .elementor-widget-cmsmasters-video__inner{top:20px;bottom:auto}.cmsmasters-ver-position-on-scroll-bottom .minimize .elementor-widget-cmsmasters-video__inner{bottom:20px;top:auto}.cmsmasters-hor-position-on-scroll-right .minimize .elementor-widget-cmsmasters-video__inner{right:20px;left:auto}.cmsmasters-hor-position-on-scroll-left .minimize .elementor-widget-cmsmasters-video__inner{left:20px;right:auto}.cmsmasters-animation-on-scroll-up .minimize .elementor-widget-cmsmasters-video__inner{animation-name:fadeInUp}.cmsmasters-animation-on-scroll-right .minimize .elementor-widget-cmsmasters-video__inner{animation-name:fadeInRight}.cmsmasters-animation-on-scroll-down .minimize .elementor-widget-cmsmasters-video__inner{animation-name:fadeInDown}.cmsmasters-animation-on-scroll-left .minimize .elementor-widget-cmsmasters-video__inner{animation-name:fadeInLeft}.minimize .elementor-widget-cmsmasters-video__inner{height:158px;max-height:158px;padding:0;z-index:999999;position:fixed;left:auto;right:20px;top:auto;bottom:20px;animation-duration:1s;animation-fill-mode:both}.elementor-widget-cmsmasters-video__inner>iframe{position:absolute;top:0}.elementor-widget-cmsmasters-video__cover-image{text-align:center;width:100%;height:100%;cursor:pointer;position:absolute;top:0;left:0}.elementor-widget-cmsmasters-video__cover-image img{-o-object-fit:cover;object-fit:cover;width:100%;max-width:100%;height:100%;border:none;border-radius:0;box-shadow:none}.elementor-widget-cmsmasters-video__play-icon{line-height:100px;width:100px;height:100px;margin:auto!important;position:absolute;left:0;right:0;top:0;bottom:0}.minimize .elementor-widget-cmsmasters-video__play-icon{line-height:40px!important;width:40px!important;height:40px!important}.elementor-widget-cmsmasters-video__play-icon:not(.disable_effect) i,.elementor-widget-cmsmasters-video__play-icon:not(.disable_effect) svg{animation-name:iconBlink;animation-duration:4s;animation-timing-function:linear;animation-iteration-count:infinite}.elementor-widget-cmsmasters-video__play-icon i{font-size:100px}.elementor-widget-cmsmasters-video__play-icon i:before{color:#fff;text-shadow:1px 0 6px rgba(0,0,0,.3);transition:color .4s ease-in-out}.minimize .elementor-widget-cmsmasters-video__play-icon i{font-size:40px!important}.elementor-widget-cmsmasters-video__play-icon svg{display:block;fill:#fff;width:100px;height:100px;transition:fill .4s ease-in-out}.minimize .elementor-widget-cmsmasters-video__play-icon svg{width:40px!important;height:40px!important}.elementor-widget-cmsmasters-video .elementor-video-container video{border:0;height:100%;width:100%;position:absolute;left:0;top:0;background-color:#000}.elementor-widget-cmsmasters-video .ytp-cued-thumbnail-overlay-image{background-size:contain}.elementor-widget-cmsmasters-video__close-button{font-size:14px;line-height:1em;color:#000;background-color:transparent;border-width:0;border-color:transparent;text-align:center;display:none;margin:-13px -13px 0 0;padding:5px;position:absolute;top:0;right:0;z-index:2;cursor:pointer;border-radius:3px;transition:color .2s ease-in-out,background-color .2s ease-in-out,border-color .2s ease-in-out}.elementor-widget-cmsmasters-video__close-button:hover{color:#7e7d7d}.elementor-widget-cmsmasters-video__close-button.fas{display:none}.minimize .elementor-widget-cmsmasters-video__close-button{display:block}.elementor-widget-cmsmasters-video:not(.cmsmasters-show-button-yes) .elementor-widget-cmsmasters-video__close-button{display:none!important}.cmsmasters-close-but-view-stacked .elementor-widget-cmsmasters-video__close-button{color:#fff;background-color:#000}.cmsmasters-close-but-view-stacked .elementor-widget-cmsmasters-video__close-button:hover{background-color:#7e7d7d}.cmsmasters-close-but-view-framed .elementor-widget-cmsmasters-video__close-button{color:#000;background-color:#fff;border:1px solid #000;margin:-14px -14px 0 0}.cmsmasters-close-but-view-framed .elementor-widget-cmsmasters-video__close-button:hover{color:#7e7d7d;border-color:#7e7d7d}.cmsmasters-close-but-shape-circle .elementor-widget-cmsmasters-video__close-button{border-radius:50%}.elementor-widget-cmsmasters-video__close-button:before{display:block;width:14px;height:14px;line-height:14px}.elementor-widget-cmsmasters-video__wrap{aspect-ratio:var(--video-aspect-ratio,1.77777)}.elementor-widget-cmsmasters-video__inner{position:relative;left:auto;right:auto;top:auto}.elementor-widget-cmsmasters-video__inner>iframe{border:none;display:flex;width:100%;height:100%;position:relative;left:auto;right:auto;top:auto}.elementor-widget-cmsmasters-video__hosted{border:none!important;-o-object-fit:cover;object-fit:cover;display:flex;height:100%;width:100%!important;position:relative;left:auto;right:auto;top:auto}.elementor-fit-aspect-ratio video{border:0;width:100%;height:100%;position:absolute;top:0;left:0}@keyframes fadeInUp{0%{opacity:0;transform:translate3d(0,100%,0)}to{opacity:1;transform:none}}@keyframes fadeInDown{0%{opacity:0;transform:translate3d(0,-100%,0)}to{opacity:1;transform:none}}@keyframes fadeInLeft{0%{opacity:0;transform:translate3d(100%,0,0)}to{opacity:1;transform:none}}@keyframes fadeInRight{0%{opacity:0;transform:translate3d(-100%,0,0)}to{opacity:1;transform:none}}@keyframes iconBlink{0%{opacity:1}33%{opacity:.4}66%{opacity:1}to{opacity:1}}<\/style><div class=\"elementor-widget-cmsmasters-video__container elementor-open-lightbox\"><div class=\"elementor-widget-cmsmasters-video__wrap\"><div class=\"\"><span class=\"elementor-widget-cmsmasters-video__close-button eicon-close\"><\/span><div data-elementor-open-lightbox=\"yes\" data-elementor-lightbox=\"{&quot;type&quot;:&quot;video&quot;,&quot;videoType&quot;:&quot;youtube&quot;,&quot;url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/embed\\\/GgeK45mAGsQ?feature=oembed&amp;listType=playlist&amp;list=PL5BHwg_ka-dNt3ogr-di42OKcoUSVqNPs&amp;modestbranding=0&amp;wmode=opaque&amp;mute=1&amp;autoplay=true&amp;controls=1&amp;loop=0&amp;fs=1&amp;rel=0&amp;playsinline=0&quot;,&quot;modalOptions&quot;:{&quot;id&quot;:&quot;elementor-lightbox-6a7bb05&quot;,&quot;entranceAnimation&quot;:&quot;&quot;,&quot;entranceAnimation_tablet&quot;:&quot;&quot;,&quot;entranceAnimation_mobile&quot;:&quot;&quot;,&quot;videoAspectRatio&quot;:&quot;169&quot;}}\" class=\"elementor-widget-cmsmasters-video__cover-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"760\" height=\"420\" src=\"https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-30x17.webp\" class=\"attachment-full size-full wp-image-34296 cmsmasters_img cmsmasters-lazyload lazyload\" alt=\"\" data-sizes=\"(max-width: 760px) 100vw, 760px\" data-src=\"https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1.webp\" data-srcset=\"https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1.webp 760w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-600x332.webp 600w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-300x166.webp 300w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-543x300.webp 543w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-30x16.webp 30w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-18x10.webp 18w\" srcset=\"https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-30x16.webp 30w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-600x332.webp 600w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-300x166.webp 300w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-543x300.webp 543w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1-18x10.webp 18w, https:\/\/new.bizz.io\/wp-content\/uploads\/2023\/08\/open-post-3-1.webp 760w\" sizes=\"(max-width: 760px) 100vw, 760px\" \/><div class=\"elementor-widget-cmsmasters-video__play-icon disable_effect\" role=\"button\"><svg class=\"e-font-icon-svg e-fas-play\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg><span class=\"elementor-screen-only\">Play Video<\/span><\/div><\/div><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>",
        "protected": false
    },
    "excerpt": {
        "rendered": "<p>Finance igrajo klju\u010dno vlogo pri oblikovanju gospodarskega in osebnega blagostanja v sodobni dru\u017ebi. <\/p>",
        "protected": false
    },
    "author": 1,
    "featured_media": 35479,
    "comment_status": "open",
    "ping_status": "closed",
    "sticky": false,
    "template": "",
    "format": "image",
    "meta": {
        "_acf_changed": false,
        "pmpro_default_level": "",
        "footnotes": ""
    },
    "categories": [
        75
    ],
    "tags": [
        88,
        89
    ],
    "post_template": [
        58
    ],
    "top_category": [
        52
    ],
    "class_list": [
        "post-1403",
        "post",
        "type-post",
        "status-publish",
        "format-image",
        "has-post-thumbnail",
        "hentry",
        "category-osnova-financ",
        "tag-razumevanje-financ",
        "tag-vpliv-na-osebno-in-druzbeno-blagostanje",
        "post_format-post-format-image",
        "post_template-post-1",
        "top_category-for-subscribers",
        "pmpro-has-access"
    ],
    "acf": [],
    "_links": {
        "self": [
            {
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/posts\/1403"
            }
        ],
        "collection": [
            {
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/posts"
            }
        ],
        "about": [
            {
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/types\/post"
            }
        ],
        "author": [
            {
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/users\/1"
            }
        ],
        "replies": [
            {
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/comments?post=1403"
            }
        ],
        "version-history": [
            {
                "count": 9,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/posts\/1403\/revisions"
            }
        ],
        "predecessor-version": [
            {
                "id": 35497,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/posts\/1403\/revisions\/35497"
            }
        ],
        "wp:featuredmedia": [
            {
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/media\/35479"
            }
        ],
        "wp:attachment": [
            {
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/media?parent=1403"
            }
        ],
        "wp:term": [
            {
                "taxonomy": "category",
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/categories?post=1403"
            },
            {
                "taxonomy": "post_tag",
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/tags?post=1403"
            },
            {
                "taxonomy": "post_template",
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/post_template?post=1403"
            },
            {
                "taxonomy": "top_category",
                "embeddable": true,
                "href": "https:\/\/new.bizz.io\/en\/wp-json\/wp\/v2\/top_category?post=1403"
            }
        ],
        "curies": [
            {
                "name": "wp",
                "href": "https:\/\/api.w.org\/{rel}",
                "templated": true
            }
        ]
    }
}